Kenneth is a senior risk management specialist in the credit union protection risk management department at CUNA Mutual Group. Ken helps credit unions identify areas of risk in their operations and recommends appropriate controls to reduce loss exposures. He is also responsible for providing training to credit union personnel, including internal auditors. Ken is a certified public accountant.

David Kirkman has been an enforcement attorney with the Consumer Protection Division of the North Carolina Attorney General's Office since 1987. He brings cases to stop cross-border fraud, telemarketing fraud, home repair fraud and frauds and scams targeting older consumers. He also enforces state and federal Do-Not-Call statutes. For the past twelve years, David has managed the North Carolina Telemarketing Fraud Prevention Project, which has been funded by grants from the U.S. Department of Justice and the North Carolina Governor's Crime Commission.

David has made over 100 presentations on the topic of consumer fraud and fraud against the elderly.