Advanced Lending School
Topics & Objectives

Please note that the Topics/Objectives listed below are subject to change.

The Outlook for Mortgage and Consumer Lending Markets

Fred Eisel
Join us to discuss the outlook for the U.S. economy in 2011. Specific attention will be paid to activity in the consumer and mortgage lending markets

Current Financial Issues for Lenders

Today, it's more important than ever for lending managers to work closely with the credit union's CFO. In this session, you’ll examine several different case studies in financial analysis that require this type of collaboration. Gain insight into making the decision, the challenges of loan pricing, risk management, and ideas for avoiding allowance for loan loss disasters.

Loan Growth Strategies in a Slowly Recovering Economy

Jeff McGuire
Explore case studies of successful loan growth strategies. Hear from a credit union professional about specific credit union loan growth challenges, creating and maintaining lending plans, implementing lending solutions, and examining results. You will come away with a list of practical ideas and tools you can use to grow auto, mortgage, and credit card balances.

Regulations for the Experienced Lender

The NCUA is consistently evaluating emerging risks and identifying areas of increased attention regarding the National Credit Union Share Insurance Fund. In this session, we’ll explore emerging issues and key areas of concern for NCUA examiners. You’ll leave with an understanding of an examiner’s perspective and you’ll be prepared for a more effective and productive examination experience.

Mortgage Portfolio Management

Jeff McGuire
Mortgage portfolio analysis continues to be a hot-button topic for examiners. Issues such as adequate funding of the allowance for loan loss account, developing a watch list, and determining loans most at risk for strategic foreclosure are among the topics covered in this session.

Detecting Fraud in Your Lending Practices

Joni Lovingood
Loan fraud continues to be an issue and is causing credit unions’ delinquency rates to increase. This session will discuss ways for credit unions to improve their procedures and policies to better detect fraud.

Credit Scoring Analytics in Today's Environment

Steve Wichmann
In this session, we will review credit scores and their effectiveness in predicting future delinquency in a changing economic landscape. In addition, we’ll identify effective strategies in offering credit to members of all credit scores.